Remote- Loan or Mortgage Closer

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JobTracks is looking for a Loan or Mortgage Funder to fill a Remote Work from Home Mortgage Work From Home Jobs | Telecommute Jobs | Remote Jobs | Virtual Jobs
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JobTracks is looking for a Loan or Mortgage Closer to fill a Fully Remote Mortgage Banking opening. The ideal Mortgage Closer Candidate should be able to have the following Mortgage Industry Skills:

Requirements of the Mortgage Closer Job:
  • Closely examine all information pertaining to fees, rates, property information, vesting, etc. in loan file to ensure accuracy prior to drawing documents.
  • Verify Fee Sheets and Doc Order requests.
  • Look over all third-party invoices confirming they match those fees displayed on final HUD.
  • Review FraudGuard for any MERS updated information and third-party alerts. If new, third-parties entered into the LOS, rerun FraudGuard.
  • Ensure that all Prior to Doc conditions have been reviewed and signed off by underwriter.
  • Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct.
  • Complete all required worksheets and checklists including Hazard Worksheet, Tax Worksheet, and closing checklist.
  • Conduct compliance review of GFE, TILA, and Compliance Ease, and validate that the loan passes all federal and state rules.
  • Coordinate and schedule loan closing.
  • Verify pricing is in compliance with Plaza's closing manual.
  • Prepare all closing documents and funding figures and send to Settlement Agent.
  • Notify appropriate parties when documents are ready.
  • Validate estimated HUD-1 for all compliance requirements, if applicable.
  • Run a 'tape' to verify that the wire is correct and the loan balances. Double check all feeds for accuracy.
  • Review final funding conditions provided to determine requirements are met and either sign off or recondition, if not satisfactory.
  • When all conditions are met and Settlement Agent is ready to fund, update conditions, interest, funding date, wire information, and impounds. Check fees for accuracy and request wire in system.
  • Confirm loans closed and funded with Settlement Agent. Ensure that proper fees are collected and that funding figures are calculated correctly.
  • Post-closing and index closing packages.
  • Review final HUD-1 for all compliance requirements. If fees change, rerun compliance test.
  • Assess file for completeness and accuracy to ensure compliance with government and company requirements.
  • Prepare collateral package to be shipped to warehouse bank per daily instructions.
  • Send follow-up documentation to corporate departments.
  • Perform related duties as directed by Manager and/or Assistant Vice President
  • Help Assistant Vice President and Underwriting as required.
  • Ensure all loans close and fund in adherence to all Plaza's Policy & procedures and are in compliance with all state and federal regulations.
  • Examine other closers' loan documents and fund files as needed.
  • Other duties as assigned.

Salary and Benefits of the Mortgage Closer position:
  • Salary $50,000- 80,000 Depending on Experience
  • Partial Remote and Possible Full Remote Opportunity
  • Full Time position minimum 40 hours per week
  • Paid Time Off
  • Holiday Pay
  • Vacation
  • Medical/Dental/Vision
  • 401K
  • Additional Company benefits potentially available
Responsibilities of the Mortgage Closer position:
  • High school diploma or equivalent required; College degree preferred
  • Knowledge of mortgage banking industry and closing loans
  • Understanding of state and federal regulations for loan closings
  • Demonstrated skill in monitoring and overseeing loan production pipeline
  • Experience with Loan Origination Systems (LOS) such as Calyx Point and Ellie Mae
  • Skilled in Document Preparation Software, such as DocuTech or DocMagic
  • Proficiency with computer systems including MS Office (Word, Excel, and Outlook) and Internet Browsers
  • Excellent written, verbal, and interpersonal communication skills
  • Strong attention to detail and the ability to efficiently and consistently produce accurate work
  • Solid organizational and problem-solving skills
  • Capability of multi-tasking in a fast-paced environment with a heavy volume of transactions
  • Proven aptitude to work in both a team and individual environment
  • Sound judgment skills to make quick decisions within written policy and standard operating procedures essential
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